When to Make an Insurance Claim After a Hail Storm?

Inclimate weather can completely change your plans. After large hailstorms, many homes experience major damage. Hail can break windows, total cars, and destroy roofs. Many insurers have hail coverage to support their customers through the damage. However, like most insurance processes, it can be confusing to understand exactly what you need to do, and when. Honey Bees Roofing & Solar has been helping customers through the insurance process for years. With our experience, we’ll be able to answer the question: How long do you have to make an insurance claim after a hail storm?

After The Storm Passes

Once the weather stops, your first priority should be preventing harm to your family, as well as preventing further damage to your property. If you have any major damage to your roof then you should call a local roofing company. They’ll come to your home and many will put a tarp over any large holes or damage to help stop further problems. Many roofing contractors offer free roof inspections and during that time will catalog and record any damage from the storm. Take pictures and collect all damaged property. Try to safely clear any debris that could be hazardous. Recording the damage to your roof will be a difficult task, so consider getting a free roof inspection. Once you have all the information you need, you can prepare to start your claim.

How Long Do You Have to Make an Insurance Claim After a Hail Storm?

Once you know the extent of the damage to your home, you should be able to start your claim. You’ll want to get it started as soon as you can. The sooner you start your claim the sooner your insurance provider will provide the financial support to repair or replace anything damaged. However, most insurance policies require you to start your insurance claim within one year of the damage occurring. That gives you some time if life gets in the way and you’re unable to start the process quickly. Keep in mind, not all insurance policies are the same so you should call your insurance provider to determine the exact time frame you have for your policy. After receiving your claim, your insurance provider will send out a claims adjuster. The claims adjuster will determine how much damage your property accrued, so you should share copies of the information you collected with them.

Hail damage can be sudden and lead to extreme loss. It’s also often a very lengthy and trying process to fix without the help of a professional. This process can be quite stressful, but Honey Bees Roofing & Solar is here to help. We’ll meet with you and your insurance adjuster on-site to discuss the restoration plan for your home. We’ll help you navigate the homeowner’s insurance claims process, thus relieving you of stress and helping you get the best reimbursement. We specialize in ensuring you receive everything you’re entitled to under your insurance policy. If you need help with roof repairs or understanding the roofing insurance process, Contact Honey Bees Roofing & Solar online or give us a call today at 817-668-6131! We would be more than happy to help!